Almost everywhere you turn today, you can see the presence of money. From watching TV and seeing instant millionaire reality shows, to commercials telling us to buy everything, to the newest, improved models, to wanting the best for our children, to seeing what our neighbors and peers are buying. Money is something we deal with daily, but it is something that we seldom discuss openly. Rarely did our parents spend time teaching us about money. We don't discuss it before we get married (anything else but money!)
We often have a difficult time discussing our money concerns with our spouses. Money can be a source of great comfort and empowerment; or it can cause us a great deal of anxiety and pain. We all need to be knowledgeable about money. We need to be able to handle the unexpected job loss, divorce, financial need of a relative due to illness, etc. We also want and deserve to enjoy a vacation home, get our children the best education possible, enjoy fulfilling retirement years, and have the ability to help our children financially as they make their own lives in this world.